As winter settles in and football season comes to a close, local bars and restaurants become prime gathering spots for fans eager to watch the big game. Even without stadium crowds, the excitement builds—reserved tables fill up early, watch parties overflow with energy, and football fans pile in to cheer...
Step into a holiday tale unlike any other—a journey of sparkling lights, unexpected turns, and wisdom whispered by the Ghosts of Claims Past. It was the eve of the holiday season, and the insured sat comfortably, dreaming of crowded dance floors, the media buzz of a perfectly orchestrated pop-up holiday...
The hospitality industry often brings in entertainers, contractors, and other vendors to enhance the atmosphere of their bar or restaurant. Is the contractor or vendor required to provide their own workers compensation coverage, or is the business liable while they are on the premises? How does this affect the annual
Wow! – That’s Cool!Have you ever gone to an event or performance where a fountain of sparks shot up from a black or silver box? It’s likely that the box you saw emitting the column of sparks was a cold spark machine or cold spark fountain. What Are Cold Spark