ICC was founded in Illinois in 1950 to provide insurance products and aggressive claims defense exclusively for the food and beverage industry. Today, we are an admitted carrier in seven states: Illinois, Indiana, Iowa, Minnesota, Missouri, Ohio, and Wisconsin.
We recognize that establishments serving alcohol require unique insurance protection. Our goal is to meet the full range of business insurance needs for our clients in the food and beverage industry. Our coverage options include liquor liability, property, general liability, umbrella, and workers’ compensation.
As we expanded our territory and product lines, we maintained our focus on, and commitment to, the food and beverage industry. As a result, we have developed unsurpassed expertise in our niche. Over 60 years of dedication has helped us earn the respect of our agents, policyholders, and key organizations in our industry.
We are an expert in the food and beverage industry. Other insurance companies have broad policies that they’ll need to amend to give you the coverage you are looking for and may not be able to offer you all the special endorsements you need. Because we specialize in this market, we are able to customize your insurance to best protect your business.
We believe in providing superior customer service. At ICC, customer service isn’t just a department – it’s how we do business. From the top down, we believe in an open-door, open-phone policy so that you won’t be left with unanswered questions. Our employees spend their days making sure that businesses like yours have the protection, support, and representation you deserve.
We believe in staying active and informed in our industry. We continually network with industry associations and organizations and stay up-to-date on legislation affecting the food and beverage industry. This allows us to remain on the forefront of issues you face. We are the exclusively endorsed insurance provider by the Illinois Licensed Beverage Association, the Minnesota Licensed Beverage Association, and the Missouri Restaurant Association.
We aren’t afraid of the courtroom. ICC was founded by attorneys, and we staff a full litigation department that will come to your defense. When others may settle because it seems easier or more efficient, we will fight for you when you need it.
Our financial stability is firmly established. We maintain a high-quality investment portfolio that allows us to respond responsibly to changing economies and market fluctuations. This assures our policyholders of considerable benefits, including sound underwriting and pricing.